Where To Buy Mastercard Gift Cards In Person
*The Mastercard Wildlife Impact gift card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.
where to buy mastercard gift cards in person
The Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act provides several protections for consumers who purchase certain types of gift cards, including store and restaurant (also known as merchant) gift cards. These cards can only be redeemed at the stores and restaurants that sell them. Bank gift cards, which carry the logo of a payment card network (e.g., Visa, MasterCard), are also subject to Credit CARD Act protections and can be used wherever the brand is accepted.
Another common scam is someone who poses as an attorney for a family member and claims that the family member is in trouble with the law and needs assistance. They contact you by phone or email, and ask you to purchase gift cards in specific amounts to pay them. These are all red flags to a scam, and once you purchase the gift cards, the scammers will tell you to provide them with the code numbers and PINs that are usually located on the back of cards so that the scammer can redeem them.
There are many occasions when gift cards are appropriate and each one has its own value, from a $5 all the way to gift cards over $100. Gift Card Granny gives you the flexibility to set your own gift card value to an exact fit for the occasion. Buying a dozen cards for little gifts in a housewarming party? Five dollars is perfect. Getting a Christmas gift for your sibling? You can input a larger amount!
Physical gift cards have their time and place and so do e-gift cards! They are so easy to send and spend, making them great options for flexible occasions where you might not be in an optimal position to hand off a beautiful gift card to your friend.
It is no surprise that the best-selling gift cards at Gift Card Granny are Visa and Mastercard prepaid cards. These prepaid cards are amazing ways to send a gift card to someone at any occasion. These cards are usable just about anywhere and let the recipient decide exactly where they want to use it. This is a great way to send a gift knowing it will land, perfect for people who you do not know all that well.
These subs are awesome for pick-up on a lunch break or heading to a sports practice. You can also pick up a Subway gift card for yourself! Gift cards of any value are great ways to make shopping here easy. You can swing by multiple times without worrying about carrying your wallet or purse along, grab a sandwich, and continue on your day!
We hope that this list has helped you decide where to buy gift cards. Just about every store has a few, many online websites have gift cards, and Gift Card Granny has tons of retailers. Regardless of the occasion, Gift Card Granny has the gift card for you. Happy shopping!
*Exxon Mobil Rewards+ is a rewards program available at participating Exxon- and Mobil-branded service stations. Terms and conditions apply. You must fully enroll to become a member and use points. See exxonmobilrewardsplus.com to complete enrollment. Points have no monetary value and expire after 1 year. You cannot earn Exxon Mobil Rewards+ points for: tobacco, lottery, cash back, gift cards, money order, membership/loyalty, financial prepaid cards, aviation and marine fuels, milk (Pennsylvania, Maine, and Massachusetts) and on negative transactions, fees, miscellaneous prepaid products and tax. In some states, points cannot be earned or redeemed on alcohol purchases. Though you cannot earn points on gift card purchases, taxes or miscellaneous prepaid cards, you can redeem points for these items.
In 2009, Congress passed the Credit Card Accountability Responsibility and Disclosure (CARD) Act, which set consumer protections for gift cards based on many state laws. The law provides that gift cards cannot expire within five years from the date they were activated and generally limits inactivity fee on gift cards except in certain circumstances, such as if there has been no transaction for at least 12 months. The federal law creates a floor for regulation and leaves room for state regulation on redeeming gift cards for cash and unclaimed property provisions.
A person shall not sell or issue a gift certificate, a store gift card, or a general use prepaid card that is subject to an expiration date earlier than two years from the date of issuance or sale of the gift certificate, store gift card, or general use prepaid card.
This article does not apply to unclaimed gift cards where the holder or issuer is a business association with annual gross receipts from the sales or issuance of all gift cards totaling $200,000 or less.
"Gift certificate" means a merchandise certificate or electronic gift card conspicuously designated as a gift certificate or electronic gift card, and generally purchased by a buyer for use by a person other than the buyer.
"Gift certificate" means a writing identified as a gift certificate that is not redeemable in cash and is usable in its face amount in lieu of cash in exchange for goods or services supplied by a seller, but does not include a gift certificate useable with multiple unaffiliated sellers or goods or services. "Gift certificate" includes an electronic card with a banked dollar value, a merchandise credit, a certificate where the issuer has received payment for the full face value for the future purchase or delivery of goods or services and any other medium that evidences the giving of consideration in exchange for the right to redeem the certificate, electronic card or other medium for goods or services of at least an equal value.
A person may not sell a gift card That does not give the cardholder the option to redeem the card for cash when the face value of the card has declined to an amount less than $5 and the card has been used for at least one purchase. For purposes of this paragraph, 'cash' means money or a check.
(2) Subsection (1)(d) of this section does not apply to: (a) Gift cards that have been given for free or less than full consideration to a person or entity as a donation or as part of a promotional offer; (b) Gift cards issued by an entity that provides services that are subject to the federal Communications Act of 1934 (47 U.S.C. 151 et seq.); and (c) Gift cards redeemed to an online account for the purchase of goods or services.
g) Open Loop Gift Card- means a gift card that may be used to acquire goods or services in different establishments, other than an affiliated group, where the brand (Visa, Master Card, American Express, etc.) is accepted.
It is the intent of the legislature to relieve businesses from the obligation of reporting gift certificates as unclaimed property. In order to protect consumers, the legislature intends to prohibit acts and practices of retailers that deprive consumers of the full value of gift certificates, such as expiration dates, service fees, and dormancy and inactivity charges, on gift certificates. The legislature does not intend that chapter 168, Laws of 2004 be construed to apply to cards or other payment instruments issued for payment of wages or other intangible property. To that end, the legislature intends that chapter 168, Laws of 2004 should be liberally construed to benefit consumers and that any ambiguities should be resolved by applying the uniform unclaimed property act to the intangible property in question.
S.B. 403Passed Senate 3/3/16This bill prohibits the sale of gift certificates with expiration dates if the face value of the certificate is $250 or less. The bill also excludes prepaid telecommunications and technology cards from the definition of gift certificate under the Consumer Protection Act.
S.B. 6898Relates to gift certificates and gift cards; prohibits expiration dates and dormancy service fees in certain instances; and requires retailers to redeem card balances of $10 or less for cash at consumer's request.
H.B. 11Prohibits a merchant issuing a gift certificate issued in the commonwealth from (i) charging a maintenance fee or inactivity fee on a gift certificate or (ii) issuing a gift certificate that automatically expires, diminishes in value, or otherwise becomes unredeemable. Gift certificates are required to include a telephone number or Internet address where the holder of the gift certificate may obtain information regarding its available balance. The measure applies to gift certificates issued on or after Jan. 1, 2017.
H.B. 95Signed by governor 3/4/16, Chapter 73Relates to unclaimed property; removes the scheduled repeal date on provisions related to the abandonment of gift certificates, merchant store value cards and credit memos.
H.B. 6691Failed Joint Favorable deadline 3/17/15Requires that if a person uses a gift card to make a purchase of goods or services, the person accepting the gift card as payment, if requested by the purchaser, shall provide the purchaser with a cash refund equal to the value of the remaining balance on the gift card after the purchase.
H.B. 2543Provides that unused gift cards become abandoned property. Provides that if an issuer of a gift card does not have an address for the owner of a gift card, the value of the gift card presumed abandoned is subject to custody of this state if purchase, issuance or last transaction by the owner of the gift card occurred in this state.
H.B. 131Withdrawn 2/13/14Relates to unclaimed property; includes electronic gift cards in the definition of intangible property; extends the period for abandonment of gift certificates, electronic gift cards and credit memos.
H.B. 1102Signed by governor 3/15/13, Chapter 44Specifies that the "Unclaimed Property Act" does not apply to unclaimed gift cards where the holder or issuer is a business association with annual gross receipts from the sales or issuance of all gift cards totaling $200,000 or less. 041b061a72